Not everyone needs ongoing wealth management. Some families want a clear, written plan to anchor the next decade and the confidence that nothing important is being missed. Our one-time financial planning engagement is for them.
Embark: Your Path to Financial Clarity
Our Embark Program is a transformative 3-month journey designed to empower you to take control of your financial future. The program is tailored to organize your financial life, develop a strategic plan, and guide you toward actionable steps to achieve your goals.
Engage
A kickoff conversation to align on what you want this plan to accomplish.
Examine
Gather and organize your full financial picture across cash flow, accounts, taxes, and protection.
Evaluate
Model scenarios and stress-test your plan against the trade-offs that matter most.
Execute
Receive tailored recommendations on what to do, when to do it, and how to implement effectively.
Core topics & advanced planning
Core topics
- Cash flow management
- Debt management
- Investment asset allocation
- Retirement planning
- Insurance coverage
Advanced planning
- Estate planning
- Tax planning
- Gifting strategies (if applicable)
- Equity compensation (if applicable)
- Education funding (if applicable)
Optional add-on modules are available for households with equity compensation or business-owner planning needs.
Kickstart your journey with a 15-minute introductory call.
Who this is for
- Professionals and high earners ready to create their own comprehensive financial plan.
- DIY investors who want professional planning without giving up account control.
- Adult children of existing MPM clients who need a plan but not a portfolio yet.
- Households navigating a one-time event — an inheritance, a sale, a relocation, a divorce — who need a roadmap, not a long-term relationship.
- Hospital staff, teachers, and public employees who want pension, 403(b)/457(b), and retirement-timing analysis on a project basis.
What's included
- Discovery and goal setting.
- Cash-flow and net-worth baseline.
- Retirement income projection and stress testing.
- Social Security filing analysis.
- Tax planning review (Roth conversions, RMDs, bracket management).
- Investment allocation review of your existing accounts.
- Insurance and estate document review.
- A written financial plan and an implementation checklist you can act on yourself.
How it works
- Free initial call to confirm fit.
- Data gathering and document collection.
- Two to three working sessions over 6–10 weeks.
- Final written plan delivered, with a 30-day follow-up to answer implementation questions.
There's no requirement to move accounts to MPM, and no obligation to convert into an ongoing relationship, though many clients do, when life or assets change.