Resource · Insurance

Term Life Insurance

What term insurance is, what it costs, and when it's the right tool for the job.

Term life insurance can replace your income during the years your family depends on it. This overview explains how term coverage works and how to decide how much you need.

What’s inside

Why it matters

What life insurance is meant to replace, including the value of a non-working spouse’s contribution at home.

How term life works

Level premiums, term lengths, conversion options, and optional add-ons called riders.

Term and permanent coverage

How term and permanent policies differ in cost and purpose.

Rules of thumb

Starting points for your coverage amount, term length, when to buy, and when to review.

Revisit your coverage

Download the overview and compare it with the coverage you have today. We can help you review it after any major life change.

Download the overview

This content is for informational purposes only and is not individualized advice.

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